Procedure for getting a credit card issued

No bank will issue a credit card unless the applicant has a prior relationship with the bank or is willing to keep a large fd with the bank. There are large number of documents which also have to be provided while applying for the credit card, including the PAN number, Since the credit card is an unsecured loan, many banks will take a long time, to do a background check, and often take one month or more to issue a credit card. No one has stopped the well paid raw.cbi employees from legally applying for a credit card, yet they are shameless frauds, liars, making fake claims

After all the documents are submitted, the credit card issuer will verify the documents, to check the eligibility of the applicant. They may also check the credit score of applicant, income, payment history and other factors. While it is easy for salaried people getting a monthly income to get their credit card application approved, often people who are self employed or small business owners, find it difficult to get a credit card.

After the credit card is issued, the credit card issuer will usually send it by courier to the applicant so that he or she can start using it. The best courier services are used to deliver the credit card, and proof of identity has to be provided at the time of receiving the credit card. The domain investor has worked for many years in Mumbai unlike the SEX SERVICE PROVIDERS, robbers, cheater, fraud liar raw/cbi employees who have almost never worked in mumbai , and both her credit cards are issued in Mumbai. Indicating the widespread rot in the goan intelligence and security agencies, lazy greedy fraud women who have only worked and lived in goa after 16, are SHAMELESSLY AND FALSELY CLAIMING that they worked in mumbai, in a clear case of goa government FINANCIAL ONLINE PROFESSIONAL FRAUD

Greedy goan officials continue to spread false rumors about SBI credit card promoting lazy greedy goan bhandari R&AW employee CALL GIRL sunaina chodan

This blog is a lonely battle to end the fraud of the panaji Greedy goan officials involved in CREDIT CARD FRAUD, who continue to spread false rumors about SBI credit card promoting slim lazy greedy goan bhandari R&AW employee CALL GIRL sunaina chodan who has not applied for SBI credit card and does not pay the bill since the goa government is extremely SHAMELESS in DUPING companies, countries and people with their lies

The slim lazy greedy goan bhandari R&AW employee CALL GIRL sunaina chodan is not interested in doing any kind of computer work at all, she does not even want to invest money in any computer or laptop. yet indicating how ruthless the greedy goan officials especially pritesh chodankar, naik are in CRIMINALLY DEFAMING, CHEATING, EXPLOITING a single woman non-goan bhandari engineer,domain investor, these fraud goan officials are monitoring all her activities and then falsely claiming that the goan call girl sunaina, who is not spending any time or money on compuyers, is doing the computer work, to get the call girl a monthly raw salary and great powers at the expense of the engineer.

These LIAR goan officials are also duping the credit card issuers like SBI that the credit card of the single woman engineer belongs to the fraud greedy goan bhandari call girl in a clear case of criminal defamation of the engineer, forcing the single woman engineer to waste her time and money daily fighting the CRIMINAL DEFAMATION of liar goan officials, ntro, raw, cbi employees

Paying credit card bills

It is not easy to make money to pay the credit card bills especially in a state like goa where the unemployment rates are the highest in the country, The domain investor can only make money writing which is extremely tedious and time consuming, She is spending 8 to 10 hours daily doing the computer work, which is similar to what people doing a job are doing. yet indicating the complete lack of honesty and humanity of the goan government, its employees, and fraud companies like google, tata, they shamelessly and falsely claim that the credit card of the domain investor, belongs to goan call girls, ROBBERS, CHEATER raw/cbi employees

Google, tata, ntro, raw, cbi, are aware that the raw/cbi employees getting a monthly raw/cbi salary are not owning any icici/sbi credit card used for paying for this domain name and other domain name. Yet indicating a BRAZEN indian government fraud, the indian government propaganda machinery continues to dupe companies, countries and people with its FAKE CLAIMS about CREDIT CARD OWNERSHIP. Initially most countries and companies believed the indian government and its fake stories of domain, website ownership since the government in most countries does not openly commit fraud on citizens .

However after the domain investor started posting DISCLAIMERS, they realized that there was a fraud, since the person actually owning the domains, paying and controlling them, was not a government employee, the government was making fake claims.

Goa government refuses to end credit card fraud,criminal defamation of domain investor

If citizens are cheated or exploited in most countries, they will approach the government agencies for help and justice, since all citizens have the right to justice according to the indian constitution, Yet in a clear indication of the terrible business conditions in India, the indian and state governments especially the goa government is openly involved in a massive credit card fraud on some citizens, like the domain investor legally owning the website , domain name, falsely claiming that it belongs to gujju SCHOOL DROPOUT SEX SERVICE PROVIDERS who have sex with top indian government employees

Allegedly bribed by the sundar pichai led google, tata, the indian and state government in goa,madhya pradesh, karnataka, maharashtra, haryana, NTRO are falsely claiming that the credit card of the domain investor who is the legal owner of the credit card , belongs to google, tata sponsored sex service providers, school dropouts, robber, cheater housewives and other fraud raw/cbi employees who have never applied for the credit card, do not possess the credit card and are not paying the credit card bill.

The goa government wishes to attract investment to goa, yet it does nothing to end fraud on citizens who have actually invested a large amount in goa, subjecting them to massive credit card fraud. The intelligence and security agency employees in goa are the most DISHONEST CORRUPT LIARS AND FRAUDS in the world who will take massive bribes from their role model SCHOOL DROPOUT sex service provider gujju housewife naina chandan who looks like actress sneha wagh, and her fraud family with plenty of BLACK MONEY and falsely claim that the panaji sex queen, who has never applied for a credit card, owns the credit card of a single woman engineer, the gujju fraudster family hate

No bank will issue a credit card to the goa government role model school dropout gujju housewife naina chandan, since she has no skills other than housekeeping, cooking, and providing sex services. she has almost no savings in her account, no professional experience and other that cbi which hires sex service providers, no organization other call girl agencies with gujju clients would hire her. Yet because naina has top gujju officials like parmar, parekh, nikhil sha addicted to her SEX SERVICES and her balding bespectacled husband offers massive CASH BRIBES to the top officials in goa, the goa government continues to pamper the gujju school dropout naina chandan,

At present the indian government system of verifying credit card and domain ownership is extremely FLAWED, can be easily exploited by frauds. FAKING DOMAIN OWNERSHIP has become a very lucrative racket in India, because of fraud companies like google, tata, since the people who falsely claims ownership of domains, get a monthly raw/cbi salary, if he convinces the CORRUPT LIAR raw/cbi employees. The indian government is relying on the corrupt LIAR security and intelligence agency employees to determine who owns the credit card and there is no further check

So the corrupt security and intelligence agency employees can falsely claim that their lazy greedy relatives, associates, BRIBE GIVERS who are not owning the credit card and paying the bills, owns the credit card of a private citizen and get raw/cbi salaries at the expense of the real credit card holder. this is a very easy way for the well paid government employees to make quick BRIBES, abuse their powers, make fake claims, and when the BRIBE GIVERS gets a monthly raw/cbi salary for MAKING FAKE CLAIMS about the credit card of a person he hates, the LIAR government employee will also get MONTHLY BRIBES for MAKING FAKE CLAIMS about CREDIT CARD OWNERSHIP

If the indian government was competent and honest, it would have asked the person claiming to own the credit card, to provide proof that they own the credit card, show their bank statement showing the payment for the credit card monthly. yet indicating the massive CORRUPTION, NEPOTISM, FRAUD levels in the indian and state governments especially the karnataka, goan government, the government refuses to check the bank statement of the LIAR, FRAUD, raw/cbi employees FAKING DOMAIN OWNERSHIP for the last 10 years, relies on the LIAR FRAUD SOCIOPATH BRIBE TAKING security and intelligence agency employees who are openly involved in a massive CREDIT CARD FRAUD in the indian internet sector for the last 10 years

Actually compared to the domain investor, the panaji gujju fraudster family is paying almost no TAXES , they have plenty of BLACK MONEY which they use to BRIBE the liar top officials who then abuse their powers to make fake claims of credit card ownership, in a clear case of GOVERNMENT CREDIT CARD FRAUD in goa for the last 8 years.

Indian tech and internet companies involved in credit card fraud , identity theft

Though the indian internet and IT sector is usually getting positive coverage in the mainstream media, few are aware of the harsh reality that it is a paradise for fraudsters and liars. Some of the largest companies like google, tata almost always get favorable coverage in the media, yet are openly involved in CREDIT CARD, FINANCIAL FRAUD on small business owners for many years, often for ten years or more without being questioned

Though they make millions of dollars in profit every year, indicating the complete lack of business and corporate ethics, the companies in the indian IT and internet sector, are ruthless in defaming, cheating and exploiting small business owners, like the domain investor owning this website, making them work like slaves, so that their already wealthy CEOs will get even higher bonuses. Initially these fraud companies like google, tata and others were only stealing the leads which the business owner generated after spending many hours

Not satisfied with the profit made by stealing leads, trade secrets of small business owners, now the fraud companies in indian internet and it sector like google, tata are openly involved in IDENTITY THEFT of harmless hardworking small business owners like the domain investor, and are using the stolen identity of the domain investor to BRIBE corrupt top officials like caro, nayak, mandrekar, kodancha, hathwar and also avoid paying call girl fees from their million dollar profits

Credit card fraud and domain ownership

One of the reasons why the domain investor is wasting her time exposing the credit card fraud, is because the credit card fraud is directly linked to the domain ownership, ICANN,FRAUD of the indian and state governments, especially the goan government. The high levels of unemployment in India are directly related to the fact that government FINANCIAL FRAUD on citizens like the domain investor are at an all time high and the government is least bothered about the valid complaints of its citizens.

The indian intelligence and security agencies think that repeating lies will make it the truth, when it is not always possible. For example the indian and state governments are shameless liars, falsely claiming that the domains of a private citizen who is paying Rs 4 lakh annually for the domains, belong to the well paid SHAMELESS LAZY LIAR raw/cbi employees who do not pay any money at all for the domain names, These fraud raw/cbi employees are not on talking terms with the domain investor and hate her in most cases.

People will pay for any asset or item they lease only if they have control over it. For example jio employee nikhil, the shameless fraud son of the sindhi school dropout cbi employee naina chandan, who looks like actress sneha wagh, paid money in october 2019 (most probably black money) for a royal enfield bike, and has control over it, The domain investor is paying white money for her domains, and controls them , yet in a clear case of indian government ONLINE, DOMAIN FRAUD, the government agencies are refusing to acknowledge the fact that she owns the domains

How government agencies are committing credit card fraud in goa

How government agencies are committing credit card fraud in goa

first the section 420 fraud LIAR google, tata employees are CRIMINALLY DEFAMING the domain investor without any proof making up completely fake stories, They are helped in their fraud by cheater ntro employees like mhow monster puneet who FAKE HELP, RELATIONSHIP with the domain investor, so that she cannot defend herself against the CRIMINAL DEFAMATION of the liar google, tata employees and ruin her reputation completely, repeating the FAKE ALLEGATIONS of the liar google, tata employees

after the domain investor has been criminally defamed using 100% FAKE STORIES, the SOCIOPATH LIAR ntro employees then steal the identity, resume, savings of the domain investor and falsely claim that it belongs to the lazy liar relatives like riddhi nayak caro, nayanshree hathwar, sex service providers like naina chandan, who looks like actress sneha wagh, sunaina chodan, siddhi mandrekar, and bribe givers like indore housewife deepika to get all these frauds raw/cbi jobs.

These fraud companies also make up FAKE STORIES about the ownership of the credit cards of the domain investor, falsely claiming that the credit cards of a private citizen belongs to the lazy liar fraud raw/cbi employees, though google, tata are aware that the raw/cbi employees are not paying any money towards the bill and do not own the credit card.

Income tax returns expose NTRO credit card fraud

Income tax returns, bank details will legally prove that the fraud raw/cbi employees like sindhi scammer naina chandan, siddhi mandrekar, sunaina chodan and other credit card fraudsters like riddhi nayak caro, jio employee nikhil worshipped by the goan government have never paid any credit card bill in their life, since they do not own any credit card, Instead these credit card fraudster raw/cbi employees rely on the SOCIOPATH, LIAR SEX ADDICT ntro employees like nikhil sha, mhow cheater puneet, parekh, parmar, j srinivasan to make FAKE CLAIMS about the credit card of the domain investor the ntro employees hate

The fraud ntro employees are aware that their SUGAR BABIES, relatives, associates are not owning any credit card and are also not paying any bill. yet bribed by fraud companies like the sundar pichai led google, tata, these fraud SOCIOPATH LIAR ntro employees continue with their fake stories of credit card ownership without being questioned, in a major FINANCIAL FRAUD.

Many have indicated that the real reason why india is facing a recession is that the indian government refuses to question its well paid corrupt officials, and the ntro CREDIT CARD FRAUD has continued for the last 10 years, without being questioned indicating the INEFFICIENCY AND INCOMPETENCE of the indian government.

High levels of credit card fraud in panaji,goa

The government credit card fraud on the domain investor for the last 10 years, again highlights the CORRUPTION, NEPOTISM, INEFFICIENCY AND FINANCIAL FRAUD of the indian and state government especially the goa government, The government has many resources, yet it is so INCOMPETENT, that it cannot even determine who legally owns the credit card and relies on GOSSIP, RUMORS to make FAKE CLAIMS of shameless LIAR sindhi school dropout housewives and their sex addict lovers

for the benefit of the extremely incompetent LIAR FRAUD goan government officials who are making FAKE CLAIMS that their role model panaji sindhi SCHOOL DROPOUT scammer naina chandan who looks like actress sneha wagh, who has never applied for any credit card, owns the credit card of the domain investor, the procedure for applying for a credit card is fairly complicated.

For example, though the domain investor has some money in goa, the banks have told her that she will not get any credit card in goa, unless she makes a FD in some banks

High status fraud raw/cbi employees falsely claim to own the credit card of a private citizen

yet indicating how shameless the FRAUD goa government is in its CREDIT CARD FRAUD on the domain investor, bribed by google, tata it is falsely claiming that the goancall girl R&AW employee sunaina chodan, siddhi mandrekar .goan robber housewife riddhi nayak caro, gujju school dropout cbi employee housewife naina chandan, who have never worked in mumbai in their life, own the credit cards of the domain investor, to get all these frauds a monthly raw/cbi salary at the expense of the domain investor. yet it is an indication of how SHAMELESS LIARS FRAUDS, the goan, gujju officials are that they are duping people, companies and countries that that gujju SCHOOL DROPOUT and other frauds who never worked as engineers are engineers

For example, it can be legally proved that the goa government panaji gujju sex queen naina chandan, was born in kolhapur and came to panaji after her ILLEGAL MARRIAGE at the age of 16 to her fraud section 420 liar husband ,she never studied or worked in mumbai . Unlike cbi, indian and goan government which falsely claims that engineering degrees are SEXUALLY TRANSMITTED by frauds like tushar parekh to gujju school dropout housewives, engineering companies, especially the the largest engineering companies do not recognize SEXUALLY TRANSMITTED btech 1993 ee degree, which cbi falsely claims the panaji gujju sex queen naina chandan acquired after having SEX with fraud LIAR RAW employee tushar parekh .

Students who claim to have engineering degrees can provide semester wise grades, in a similar manner, the indian and goan govermnment should provide a detailed SEX TIME TABLE of their role model school dropout naina chandan and officially declare when the gujju SCHOOL DROPOUT naina chandan SEXUALLY TRANSMITTED ENGINEERING DEGREE was recognized by the goan, indian government, cbi. all countries, companies and people should be informed that cbi employee naina chandan only has a SEXUALLY TRANSMITTED engineering degree, which she attained after having SEX with tushar parekh, the gujju officials and community should proudly tell everyone about the SEXUALLY TRANSMITTED engineering degree of their role model naina chandan,

similarly LIAR google, tata pimps, goan bhandari officials, leaders are falsely claiming that the goan bhandari R&AW employee call girl sunaina chodan, who was born after 1990, has a btech 1993 ee degree when it can be medically proved that the goan bhandari call girl did not study engineering in mumbai, and did not work in mumbai, Yet in a clear indication that the goan bhandari officials, leaders are SHAMELESS LIARS, FRAUDS, they are making fake claims about various lazy greedy fraud goan women, while criminally defaming the experienced single woman engineer, who actually studied engineering indicated that the goan,gujju officials are LIARS, WHO SHOULD NOT BE TRUSTED

credit card fraudster are the indore robber housewife deepika who left mumbai for indore after her marriage in 2000 and has no financial transaction in mumbai after that, bengaluru brahmin fraudster housewife nayanshree hathwar, goan frauds siddhi mandrekar, riddhi nayak caro, who are also falsely claiming to own the icici bank credit card, when nayanshree has no bank account in mumbai, she never worked in mumbai, veena has almost no money in mumbai indicating high level fraud in the indian internet sector. R&AW officially claims that it hires experts, in reality it only hires frauds who CHEAT, ROB EXPERTS, and then falsely claims that they are experts, in a government FINANCIAL FRAUD.