Looking for freelance article writers for writing original articles on credit cards, the article should not require extensive editing.
Please send your resume by PM to the admin at free work at home jobs, with details of companies you have worked for earlier.
Regular work available for honest freelancers.
hasslefreepaydayloans.com specializes in fast cash loans. Satisfy your cash needs without waiting in bank lines, borrowing from friends, or being penalized with late payment fees.
Their two-step application process is confidential, secure, and will get the money you need today.
Why hasslefreepaydayloans.com ?
Get your Free Loan Payday today.
How much interest do the borrowers pay?
Do the borrowers repay their loans or do they default?
Check out a blog based on empirical data at Microfinance in India
Get paid to share your online shopping experience
Please apply for this work only if you meet the following criteria
a.have shopped online
b.Have your own
1.bank account
2.mobile phone number
c. can provide a photo id if required
To test your language skills and ability to follow instructions, please do the following
1. Sign up at the online retailing forum in India
2. Make original posts related to online shopping in India, based on your experience.
3. We will not pay for promotional posts or posts with affiliate links
If your posts meet our qualifying requirements like a valid order number, date of order and other details, the forum admin will contact you for payment.
Currently, this offer is valid till August 31,2011
Contributed by Mridula Murgai
Credit cards are so much fun – buy anything you want, pay whenever you want.
No, this is not correct – it is this attitude and lack of a sense of responsibility which leads to mounting credit card bills and a slide into the debt threshold and growing payment worries.
Credit Cards have many advantages and using them to make offline purchases can save you a lot of hassles and make life much easier for you. You can pay the exact amount and not have to collect coins as change. You just need to sign and you are ready to leave with your purchases, no matter how large the cost. A cheque at the end of the month, and you have made the payment in one go.
Offline credit card usage, i.e. using a credit card to make purchases which are not on the net, is a growing segment in the commercial world. Everywhere in the world credit cards are now accepted and you do not need to carry around a lot of cash in your wallet.
Even if your card gets stolen, you can immediately stop payment on it and have no further liability on the costs incurred on it. Thus there is a certain degree of safety when you use and carry a credit card.
However, do learn to use it wisely and with responsibility. If you are a frequent user of credit cards to make offline purchases, you probably do not have time to keep track of the total debt you are collecting. When the bill comes at the end of the month, the total may come as a rude shock to you, and you may not have enough reserves to clear the bill.
Paying just the minimum balance every month is also a dangerous thing to do. The minimum balance will keep rising every month, and the exorbitant rates of interest which is charged on the remaining balance will only aggravate the situation. Soon the minimum balance will also spin out of control.
The trick is to use the credit card only for major purchases and use cash for the smaller ones. This will make it easier for you to keep track of what you are spending. What is even more important is that you should keep checking on the total bill online. All banks will now give you an up-to-date account statement online and also give you the option to make payments immediately.
If you make your payments regularly your credit rating will also be good and it will be an asset when you look for a loan or a mortgage.
As is evident, there are a few disadvantages of offline usage of credit cards, but these are offset by the many advantages which a credit card offers. Credit Card fraud is one of the largest crimes nowadays, and if we are not careful we can become a victim of it. A theft of the card will make you liable for only a certain amount of money, but this is applicable only if you report the theft immediately.
Some credit card users suggest that it is advisable to use the credit card only for major purchases and use cash for the smaller ones. This will make it easier for you to keep track of what you are spending. All banks will now give you an up-to-date account statement online and also give you the option to make payments immediately. If you make your payments regularly your credit rating will also be good and it will be an asset when you look for a loan or a mortgage.
One of the fastest growing sections of credit card usage – is it’s usage for online purchases. Some of the websites which have some form of commercial activity accept credit cards for making payment . Many of them have very secure gateways and the earlier apprehensions of fraud on the net are beginning to fade away.
Many banks offer an auto debit facility for payment of credit card bills.
If the card member holds a savings account with issuing Bank, he/she may pay by giving a written instruction to debit from such an account every month on the payment due date.
In case the payment due date falls on a sunday or a holiday, the amount would be debited on the next working day.
Most credit card statements are available online , where the user can regularly check the statement for accuracy. The amount due can be paid online using net banking. The credit card issuer (usually a bank ) also sends a copy by postal mail, which is some times delayed by one or two weeks.
Credit card fees are some times determined by government regulation. Banks which offered credit cards with no annual fee, now charge a fee depending on the credit card type. However, the fee is waived in case the customer spends a certain minimum amount annually or a specific period.