Applying for credit card fraud       Home
The corrupt liar cheater indian security agencies enjoying SEX, money bribes are falsely labelling the domain investor as a security threat without any proof, only because she has saved some money for her old age, ignoring the fact that all her ex colleagues have far more savings and assets thad her, they are insisting on comparing the engineer,domain investor to the 10 lazy greedy INEXPERIENCED google,tata sponsored sex worker ,cheater housewife and fraud R&AW/cbi employees who did not answer JEE, yet are faking a btech 1993 ee degree to get a monthly indian government salary at the expense of the domain investor, who is doing all the work, spending money and getting almost nothing.
Please note that income tax returns, bank details will prove that NTRO,indian and goan government is involved in a major financial BANKING, identity theft fraud on the real domain investor since 2010 allegedly due to a google, tata, NTRO, CBI masterminded SEX,BRIBERY RACKET, banking, financial fraud, refusing to acknowledge the real domain investor paying for domain names and controlling this website . The lazy greedy fraud google, tata sponsored goan sex worker, cheater R&AW/CBI/indian intelligence employees like slim goan obc bhandari call girl sunaina chodan, a flat chested version of actress mallika sherawat, gujju school dropout cbi employee naina chandan who looks like actress sneha wagh, her lazy fraud sons, nikhil, karan, goan gsb frauds housewife riddhi nayak who looks like actress kangana ranaut,diploma holder siddhi mandrekar, bengaluru shivalli BRAHMIN FRAUD housewife nayanshree hathwar who cheated the domain investor of more than Rs 1.1 lakh, eight standard pass gujju housewife naina mother of two sons, who looks like actress sneha wagh, gujju PATEL FRAUDSTER asmita patel with straightened hair and great flirting skills,indore document robber housewife bespectacled veena who looks like actress deepika padukone, has stolen the documents of the investor , ruchika king, deepika, architect kalpana natar have never done any work online and never invested money online as proved by their bank details, income tax returns, yet are getting a monthly R&AW/CBI salary for faking domain, paypal, bank account ownership since 2010 in a major BANKING FRAUD with the help of section 420 fraud ntro employees


The government credit card fraud on the domain investor for the last 10 years, again highlights the CORRUPTION, NEPOTISM, INEFFICIENCY AND FINANCIAL FRAUD of the indian and state government especially the goa government, The government has many resources, yet it is so INCOMPETENT, that it cannot even determine who legally owns the credit card and relies on GOSSIP, RUMORS to make FAKE CLAIMS of shameless LIAR gujju school dropout housewives and their sex addict lovers

for the benefit of the extremely incompetent LIAR FRAUD goan government officials who are making FAKE CLAIMS that their role model panaji gujju SCHOOL DROPOUT SEX QUEEN naina chandan who looks like actress sneha wagh, who has never applied for any credit card, owns the credit card of the domain investor, the procedure for applying for a credit card is fairly complicated. For example, though the domain investor has some money in goa, the banks have told her that she will not get any credit card in goa, unless she makes a FD in some banks

No bank will issue a credit card unless the applicant has a prior relationship with the bank or is willing to keep a large fd with the bank. There are large number of documents which also have to be provided while applying for the credit card, including the PAN number, Since the credit card is an unsecured loan, many banks will take a long time, to do a background check, and often take one month or more to issue a credit card. No one has stopped the well paid raw.cbi employees from legally applying for a credit card, yet they are shameless frauds, liars, making fake claims

After all the documents are submitted, the credit card issuer will verify the documents, to check the eligibility of the applicant. They may also check the credit score of applicant, income, payment history and other factors. While it is easy for salaried people getting a monthly income to get their credit card application approved, often people who are self employed or small business owners, find it difficult to get a credit card.

After the credit card is issued, the credit card issuer will usually send it by courier to the applicant so that he or she can start using it. The best courier services are used to deliver the credit card, and proof of identity has to be provided at the time of receiving the credit card. The domain investor has worked for many years in Mumbai unlike the SEX SERVICE PROVIDERS, robbers, cheater, fraud liar raw/cbi employees who have almost never worked in mumbai , and both her credit cards are issued in Mumbai. Indicating the widespread rot in the goan intelligence and security agencies, lazy greedy fraud women who have only worked and lived in goa after 16, are SHAMELESSLY AND FALSELY CLAIMING that they worked in mumbai, in a clear case of goa government FINANCIAL ONLINE PROFESSIONAL FRAUD

yet indicating how shameless the FRAUD goa government is in its CREDIT CARD FRAUD on the domain investor, bribed by google, tata it is falsely claiming that the goancall girl R&AW employee sunaina chodan, siddhi mandrekar .goan robber housewife riddhi nayak caro, gujju school dropout cbi employee housewife naina chandan, who have never worked in mumbai in their life, own the credit cards of the domain investor, to get all these frauds a monthly raw/cbi salary at the expense of the domain investor. yet it is an indication of how SHAMELESS LIARS FRAUDS, the goan, gujju officials are that they are duping people, companies and countries that that gujju SCHOOL DROPOUT and other frauds who never worked as engineers are engineers

For example, it can be legally proved that the goa government panaji gujju sex queen naina chandan, was born in kolhapur and came to panaji after her ILLEGAL MARRIAGE at the age of 16 to her fraud section 420 liar husband ,she never studied or worked in mumbai . Unlike cbi, indian and goan government which falsely claims that engineering degrees are SEXUALLY TRANSMITTED by frauds like tushar parekh to gujju school dropout housewives, engineering companies, especially the the largest engineering companies do not recognize SEXUALLY TRANSMITTED btech 1993 ee degree, which cbi falsely claims the panaji gujju sex queen naina chandan acquired after having SEX with fraud LIAR RAW employee tushar parekh .

Students who claim to have engineering degrees can provide semester wise grades, in a similar manner, the indian and goan govermnment should provide a detailed SEX TIME TABLE of their role model school dropout naina chandan and officially declare when the gujju SCHOOL DROPOUT naina chandan SEXUALLY TRANSMITTED ENGINEERING DEGREE was recognized by the goan, indian government, cbi. all countries, companies and people should be informed that cbi employee naina chandan only has a SEXUALLY TRANSMITTED engineering degree, which she attained after having SEX with tushar parekh, the gujju officials and community should proudly tell everyone about the SEXUALLY TRANSMITTED engineering degree of their role model naina chandan,

similarly LIAR google, tata pimps, goan bhandari officials, leaders are falsely claiming that the goan bhandari R&AW employee call girl sunaina chodan, who was born after 1990, has a btech 1993 ee degree when it can be medically proved that the goan bhandari call girl did not study engineering in mumbai, and did not work in mumbai, Yet in a clear indication that the goan bhandari officials, leaders are SHAMELESS LIARS, FRAUDS, they are making fake claims about various lazy greedy fraud goan women, while criminally defaming the experienced single woman engineer, who actually studied engineering indicated that the goan,gujju officials are LIARS, WHO SHOULD NOT BE TRUSTED

credit card fraudster are the indore robber housewife deepika who left mumbai for indore after her marriage in 2000 and has no financial transaction in mumbai after that, bengaluru brahmin fraudster housewife nayanshree hathwar, goan frauds siddhi mandrekar, riddhi nayak caro, who are also falsely claiming to own the icici bank credit card, when nayanshree has no bank account in mumbai, she never worked in mumbai, veena has almost no money in mumbai indicating high level fraud in the indian internet sector. R&AW officially claims that it hires experts, in reality it only hires frauds who CHEAT, ROB EXPERTS, and then falsely claims that they are experts, in a government FINANCIAL FRAUD.

Yet indicating the extreme dishonesty and fraud of the goan government, gujju and goan society, no one has the courage,honesty and humanity to ask the gujju officials when the kolhapur born panaji GUJJU SEX QUEEN naina chandan, has lived in panaji only after her illegal marriage at the age of 16 to get sex practice, she has never lived or worked in mumbai, on what basis is the gujju, goan society and government making fake claims about credit cards , when will the goa government end its CREDIT CARD FRAUD and honestly admit that gujju cbi employee naina chandan is only a SEX SERVICE PROVIDER with many top indian government officials addicted to her sex services, end the financial, online fraud

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In India, ntro,cbi, google,tata officials are shameless, ruthless and dishonest in torturing, defaming and denying opportunities to harmless domain investors, pampering and rewarding lazy greedy mediocre goan call girls, sex workers and other cheaters , forcing these disclaimers to be posted on a large number of websites to prevent further exploitation, online fraud .

For more than 4 years, the google, tata sponsored fraud indian intelligence employees have not done any work or are interested in doing any work online, yet get credit and monthly government salary, because the tata officials are blackmailing the domain investor for doing any work on the computer. Most tata, google or other employees are working 9-12 hours daily, however if a domain investor does work on a computer these hypocrite officials are questioning the health of the domain investor using voice to skull technology, spreading false rumors, a clear case of discrimination, hypocrisy. It is very cruel of google, tata, ntro officials, to falsely claim that their sex partner is working online, when she is actually relaxing and mercilessly torture, the domain investor who is actually working online, then defame her spreading false rumors that she is not doing any work at all .

Kindly note that google,tata sponsored slim goan obc bhandari SEX EXPERT R&AW EMPLOYEE sunaina chodnekar who had SEX with top indian government and other officials and her associates are not contributing to the website in any way, though fraud top ntro, google, tata officials are shamelessly promoting the GOAN SEX WORKER RAW EMPLOYEE sunaina to defame, cheat, torture and exploit the real domain investor, deny her the opportunities she deserved.

It is time people are aware of how indian tax payer money is being wasted to cause great pain to small business owners, especially who are not good looking,young, brahmin to ruin their health and finances leading to low job growth and financial crisis. Any organization which can help end the daily human rights abuses, wastage of tax payer money for personal hatred and greed, can send an email to info@webconcepts.in

NTRO officials allegedly FREELANCING FOR GOOGLE, TATA are helping these companies destroy competition, acquire talent and technology using microwave weapons, memory reading, voice to skull technology,stealing correspondence costing $18000 monthly in tax payer money, and then ridicule their torture victim

The engineer is confident that less than 100 harmless indian citizens are tortured wasting so much indian tax payer money for more than 7 years and openly challenges the ntro officials, especially in goa , to defend their microwave radiation torture of a harmless indian citizen for corporate gains, in an open debate

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. Though extremely powerful google, tata, ntro, raw, cbi officials are making fake claims, kindly note that no indian intelligence or government employee is associated with the website in any way, as they are least interested in investing any money online or doing any computer work. Due to the complete lack of corporate ethics of google,tata officials continue with their online fraud of making fake claims about website ownership, as google allegedly bribes these officials directly or indirectly getting government jobs for their mediocre lazy relatives, friends with fake resume




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